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Utility shutoff scam: "your power will be cut off today"

Scammers pose as your electric, gas, or water company and say service will be cut off within minutes or hours over a past-due bill. They push you to pay through a link, over the phone, or with prepaid cards.

How this scam works

Losing power or heat is frightening, especially in cold weather, so a short deadline pushes you to pay before you check. The link or phone number leads to the scammer, not your utility.

Common versions of the message

  • A shutoff within the hour
  • A past-due balance you did not know about
  • A payment link, phone number, or prepaid card request

What the message looks like

Text from +1 (555) 014-6620

FINAL NOTICE: Your electric service will be disconnected in 45 minutes due to a past-due balance of $312.80. To keep your power on, pay now at http://power-billpay.top/account

Fictional example based on common, publicly reported scam patterns.

The red flags

  1. 1

    Rushed deadline: “disconnected in 45 minutes”

    Real shutoffs come with written notice first

    Utilities send written notices before disconnecting service. A 45-minute deadline is there to stop you from calling the company yourself.

  2. 2

    Surprise bill: “past-due balance of $312.80”

    Check your real account, not the text

    A balance you did not know about should be checked against your real account or your last bill, not paid from the message.

  3. 3

    Suspicious link: “power-billpay.top”

    Not your utility's site. Look at the .top ending

    A utility name inside a web address does not make it official. The example ends in .top, not your utility's real site.

What to do

  • Do not tap the link or call the number in the message.
  • Call your utility using the number on your bill or its official website, or log in to your account yourself.
  • Never pay a utility with gift cards, prepaid cards, or crypto.

If you already replied, clicked, or paid

  • If you entered card details, call the number on your card right away.
  • If you paid with a prepaid or gift card, contact the card company immediately and keep the receipt.
  • If you shared your utility account number, tell your utility so it can watch for changes to the account.

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