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Free government grant scam

These messages say you were picked for a federal grant you never have to repay, but you must pay a processing fee first, often with a gift card.

How this scam works

The grant does not exist. Every fee you pay leads to another one.

Common versions of the message

  • A grant you never applied for
  • A processing or release fee
  • Payment by gift card

What the message looks like

Text from +1 (555) 019-2265

Congratulations! You have been selected to receive a $9,000 federal grant that you never have to repay. To release the funds today, pay the $250 processing fee with a Google Play card.

Fictional example based on common, publicly reported scam patterns.

The red flags

  1. 1

    Free money: “selected to receive a $9,000 federal grant”

    The government does not text grants to random people

    The government does not text people to offer grants.

  2. 2

    Upfront fee: “pay the $250 processing fee”

    Real grants never charge you to collect

    Real grants never charge you to receive them.

  3. 3

    Gift card: “with a Google Play card”

    No government agency takes gift cards

    No government agency takes gift cards.

What to do

  • Do not pay any fee.
  • Look up real grant programs on grants.gov by typing it yourself.
  • Report it at ReportFraud.ftc.gov.

If you already replied, clicked, or paid

  • If you sent gift card numbers, contact the gift card company with your receipt right away.
  • If you shared bank or identity details, call your bank and consider a credit freeze.
  • Do not pay any further fees.

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