Marketplace "click to receive payment" scam
When you sell something online, a buyer says they already paid through a delivery or escrow service and sends a link where you enter your card to "receive" the money.
How this scam works
The link is a fake payment page. Entering your card lets the scammer spend your money.
Common versions of the message
- A buyer who already paid
- A courier or delivery service
- A link that asks for your card and CVV
What the message looks like
Text from Marketplace buyer
I'll take the dresser for full price! I already paid through the safe delivery service and a courier will pick it up. Click this link to receive your money, just enter your card number and CVV: http://secure-pay-receive.top/claim
Fictional example based on common, publicly reported scam patterns.
The red flags
- 1
Fake service: “safe delivery service”
The buyer invented this to look official
The delivery service is invented to sound official.
- 2
Link to get paid: “Click this link to receive your money”
You never need a link to receive money
You never need to click a link to receive money.
- 3
Asks for your card: “enter your card number and CVV”
This lets them spend your money
Your card number and CVV are for spending, not receiving.
- 4
Fake site: “secure-pay-receive.top”
It copies a payment page to steal card details
The page copies a real payment site to look safe.
What to do
- Do not click the link or enter any card details.
- Only accept payment in person or inside the marketplace.
- Report the buyer to the marketplace.
If you already replied, clicked, or paid
- If you entered card details, call the number on your card right away and ask for a new card.
- If you entered a bank login, change it and call your bank.
- Watch your statements for charges you do not recognize.
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