Reward points expiring text scam
These texts say thousands of reward points from your phone carrier, bank, or a store expire today, and link to a page where you "redeem" them by entering your card details.
How this scam works
Losing something you earned feels urgent. The fake page collects your card number and sometimes your login.
Common versions of the message
- Points expiring today
- A free gift to redeem
- A request for your card number
What the message looks like
Text from +1 (555) 012-9934
Your 12,800 reward points expire today! Redeem them now for a free gift before midnight. Confirm your card number to claim: http://rewards-points-redeem.top/claim
Fictional example based on common, publicly reported scam patterns.
The red flags
- 1
Rushed deadline: “expire today”
So you click before you check
The same-day deadline is there to rush you.
- 2
Free prize: “free gift”
Bait to get you to the fake page
The free gift is bait to get you to the fake page.
- 3
Asks for your card: “Confirm your card number”
Real rewards never need your card number by text
Real reward programs do not need your full card number by text.
- 4
Unknown site: “rewards-points-redeem.top”
Log in to your real account by typing its address
Check your points by logging in to the real account yourself.
What to do
- Do not tap the link.
- Check your points in the real app or by typing the company's website yourself.
- Forward the text to 7726 (SPAM) and delete it.
If you already replied, clicked, or paid
- If you entered card details, call the number on your card right away.
- If you entered a password, change it and turn on two-step verification.
- Watch your statement for charges you do not recognize.
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